The four hazard types
Property Intelligence includes risk scores for four natural hazard categories: fire, flood, earthquake, and wind. Each score is expressed on a scale of 1–100, where higher scores indicate greater risk.
Score ranges
- 1–25 — Minimal risk
- 26–50 — Moderate risk
- 51–75 — Elevated risk
- 76–100 — High risk
Data sources
Hazard scores are derived from national risk databases and updated periodically. They reflect the structural risk of the property's location — not the condition of the property itself or insurance availability.
Disclosing hazard scores
These scores are informational and are not a substitute for professional hazard assessments or insurance advice. Always direct clients to consult with their insurance provider and review official disclosure requirements for your state.
